We work with all the major insurance companies
We find the best price, contact the insurance company, and set up your policy.
One less headache when buying a new home or renewing your policy
A team of homeowners experts (and Maya our AI bot) will get you over the finish line faster than you can say “Honey we’re home!”
Why Customers Choose Panda7
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Homeowner FAQ
Both home and auto insurance are essential for protecting your property, and every adult can benefit from them. Also called homeowners insurance or house insurance, home insurance protects your house and personal belongings from unexpected or accidental damage (e.g., fire, water damage, some unpredictable weather events), losses, and theft (e.g., burglary). It generally offers public liability insurance for family members living under the same roof, provides financial coverage and covers expenses as well as living costs that could arise in the event of potential disasters.
There are different types of home insurance to protect your home and personal property, such as tenant, landlord, condo and homeowner insurance. There are also other types of insurance, including insurance for your chalet/holiday lodge or if you are a non-occupying owner and want to rent your accommodation. To find out more about it, please contact your broker.
If your property or belongings are damaged, lost, or stolen, you'll usually be able to file a claim online with the insurer who sold you your policy. It will then ascertain the extent of your coverage based on the situation and based on your home insurance policy. Once your claim has been processed, you will typically be compensated to renovate, rebuild, or replace the compromised property.
You can insure your home and your personal belongings using one of the many reputable insurance companies in Canada. Find the best home insurance premium for your budget using an insurance broker like Panda7, and save money while protecting your home.
Home insurance covers your personal property and buildings, and offers also public liability insurance (personal liability coverage), that is to say, coverage for damage that could be caused by the policyholder to a visitor or his property.
Guarantees vary depending on which type of policy you get, as well as on which insurer you choose to work with. The higher the cost of your home insurance premium, the more property you have included in your coverage. You can also choose to get additional protection as an option by purchasing add-ons which protect you against more exceptional and unforeseen circumstances.
It includes for example damage following flooding (dam failure, river overflow), damage caused by an earthquake or protection of your in-ground pool. The list of all the additional covers included in your insurance policy is available during your online submission, make sure to carefully review all the terms of your contract.
It's important to note that some accidents may not be covered by insurance companies. For instance, damages caused by the gradual decay of your property, damages caused by certain animals or insects, or damages resulting from water leaks that have been occurring for an extended period may not be covered.
The contract includes a list of excluded guarantees which can be accessed during online submission. Take time to read it carefully.
Unlike car insurance in Quebec, home insurance is not compulsory. However, whether you are an individual homeowner, co-owner of a condo, or a tenant, having a home insurance policy serves as your best ally in unforeseen circumstances and provides protection for what matters most- your home and property, an investment for a lifetime.
Home insurance that is adapted to your lifestyle is the ideal solution to protect you if an unexpected event occurs, such as a fire or the theft of your furniture or precious objects for example. With Panda7, you can easily compare Quebec tenant insurance and find the best tenant insurance in Montreal for example, and find the contract that suits your needs. Don't wait and try Panda7 today!
The cost of home insurance in Quebec varies greatly depending on several factors, including but not limited to the location of your home, its year of construction, the proximity of your home to a fire hydrant, the construction material used to build or renovate your property, and the value of the property, among other factors.
Finding a home insurance policy is an individualised process. With Panda7, you can easily determine which insurance provider can best fit your needs.
To get home insurance quotes with Panda7, you will need:
- A laptop, tablet or smartphone with WIFI
- A mobile phone number to receive an authentication code by text
- 3 to 10 minutes of free time
- Several pieces of information concerning your home, such as dimensions, number of rooms, year of construction, type of heating used, renovations carried out, the value of the goods to be insured
- A credit card to finalize your online purchase
When estimating the value of your property coverage, make sure not to underestimate the worth of your belongings. It is important to factor in all of your possessions when calculating the price, including clothing, furniture, computer equipment, jewellery, valuables, and works of art.
Your insurance policy is usually reviewed annually. This insurance renewal period is the perfect time to review your policy and obtain the most up-to-date coverage that suits your needs, situation, and lifestyle. If you have a question regarding how to change your home or car insurance, contact us toll-free at +1 (877) 777 6968.
There could be various reasons for cancelling your insurance policy, like relocating abroad or selling your property. Because your needs evolve or your situation may change at any time, before cancelling your contract, contact us toll-free at +1 (877) 777 6968. Please note that depending on the information in your file, cancellation fees may be applied.
Before undertaking renovation work on your home, contact us toll-free at +1 (877) 777 6968 to determine together whether your current contract adequately covers you in the event of a problem. Likewise, if your situation changes (moving, divorce), don’t wait and contact us.
Different actions can be put in place to prevent any disaster:
- Being responsible and proactive by installing security equipment can help anticipate home problems.
- Installing a backflow preventer, also known as a non-return valve, can help prevent water damage to your home's basement, just like installing a fire alarm can prevent a disaster.
- Please note that compliance with current standards is important when installing this equipment. Be sure to contact relevant city services for guidance on the rules that apply.
Some insurance companies require more information to refine and confirm their rates.
Some of these reasons may include:
- Incorrect, insufficient or missing information
- Bad credit score
- Too many past complaints
Your home insurance policy may limit the amount of reimbursement you can receive for certain items. If you believe that some of your belongings are worth more than the limit set in your contract, contact your insurance broker or insurer to discuss this and set a new, higher insurance amount.
Sometimes referred to as a deductible, the excess is the amount that is not covered by insurance and remains the responsibility of the policyholder. Most insurance policies specify a deductible and how it's calculated. The amount of the home insurance deductible generally varies between $300 and $1000. When you select the amount, choose a deductible based on your repayment capacity.
There are several ways to help you reduce your home insurance premium:
- Consider installing a fire and theft alarm system in your home, whether you do it yourself or through a central service. This can help you save money.
- Bundle your contracts: some insurers offer discounts if you bundle your car insurance and your home insurance policies.
- Maintain your home: adopting responsible and proactive behaviour by installing safety equipment (fire alarm, backflow preventer) to anticipate any problems can help you minimize your complaints and thus allow you to save money.
- Prioritizing a smoke-free environment by refraining from smoking indoors can help prevent problems and save money.
- Limit claims: a lack of declaration can help you obtain more advantageous rates and allow you to reduce your insurance premium.
- Update your file: when renewing your insurance policy or if your situation changes, contact us toll-free at +1 (877) 777 6968 to redefine your guarantees and obtain a new insurance policy at the best price.
The broker represents a client and negotiates contracts with insurers, but does not sell insurance as an insurer or insurance representative does. A broker will help you find home insurance or compare car insurance for example. When you buy home or auto insurance, the broker receives a commission from the insurer. This commission is a percentage of your annual premium.
A home insurance broker assists clients in finding the best policies for their homes and provides them with useful information to obtain adequate coverage with the best conditions and guarantees. He can help you compare Quebec condo insurance or assist you if you want to find condo insurance in Montreal for example. In the case of a home insurance claim, the broker can provide advice to the client on managing the claim and their file.
When working with an insurance broker, you can easily compare quotes from multiple providers. Working with an insurance broker such as Panda7 has many benefits. While it is possible to find suitable home insurance on your own, working with an insurance broker can simplify the process and make your life easier.
To find the best home insurance policy for your situation and budget, Panda7 can work with many Quebec insurance companies, making your search for the best home insurance as easy as can be! Let us do the heavy lifting for you! In just a few minutes, we'll have several options for you, so you can compare and select the best insurance provider.
