What is included in Panda7's car insurance coverage
Panda7 is a top Canadian car insurance company that allows you to quickly and easily find the best auto insurance rates for your needs. With Panda7 auto insurance coverage, you're guaranteed for:
Liability Coverage
Liability coverage is a required feature of your car insurance needed to legally drive in Canada. Your liability coverage will cover legal costs in at-fault accidents, as well as help pay for damages to another person’s vehicle and/or property.
Collision Coverage
Collision insurance protects you and covers costs in the event that your vehicle is damaged by another vehicle, or by an object.
Non-Collision Coverage
Non-collision coverage protects you from situations involving fire, theft, vandalism, or natural disasters that end up damaging your vehicle.
Roadside assistance
Roadside assistance helps you get back on the road as quickly as possible whenever you encounter a problem.
Courtesy Vehicle
If a courtesy vehicle is part of your auto insurance coverage, in the case of an accident, your vehicle will be replaced with something (i.e., a rental vehicle)that fits your needs – until your own car is ready to be driven again.
Personal Insurance
Comprehensive insurance wouldn't be complete without personal insurance too. Personal insurance protects you from certain financial repercussions following a death or an injury in an auto accident.
Why Customers Choose Panda7
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Alexis Terriault
One of the only if not the only insurance brokerage firm dedicated to sustainable development. One of the only insurance brokerage firm committed to sustainable development.
Anabelle Veale
Great customer service! Really appreciated my experience!
Clément Meunier
I recommend ! They gave me the cheapest price! Very attentive and accommodating.
Guillaume Dumouchel
Courteous and professional agent. Quick quotes that met our needs.
Sina Channel
Wow very good customer service! Thanks to Amine more precisely, I highly recommend!
Alexandra Martin
I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.
Auto FAQ
Since there are many different insurance companies offering varying car insurance rates, it can be difficult to know which policy to purchase. A car insurance quote gives you a summary of the price of the policy as well as what is included in the policy (i.e., type of coverage, exclusions). With Panda7, you can compare multiple car insurance quotes, then make the best pick for your individual needs!
This is a simple one – in Québec, you must have a basic auto insurance policy to be legally driving! This basic and mandatory coverage is provided by the SAAQ. The mandatory coverage covers all drivers, and is intended to pay for bodily harm (i.e., injury) that occurs from an accident.
Beyond the mandatory coverage, there are private car insurance markets – in some parts of Canada, these are optional, but in Québec they are mandatory as well. With Panda7, you can browse and compare quotes from multiple insurers to find yourself the best car insurance in Canada!
Panda7 is proud to work with the best car insurance companies in Canada! There's no such thing as one best car insurance company, since every company can offer you a different range of benefits. Primarily, Panda7 works with Aviva, Economical, Intact, Pafco, and Wawanesa, among other Québec car insurance companies.
With Panda7, you can compare multiple auto insurance quotes so that you can find the best car insurance coverage for your personal situation. If you're looking for cheaper car insurance, then Panda7 is the right place to start!
Panda7 can generate up to 7 auto insurance quotes from various insurers. This number is dependent on the vehicle you would like to get insured, as well as your driver risk profile. Luckily for you, Panda7 is constantly working to expand and grow our business, and we're hoping to be able to provide you with more insurers and more choices for you to find the best car insurance cost and policy possible!
From the moment you get your auto insurance quotes from Panda7, you can rest assured that these rates are protected for 15 days. You can use that time to see if you can find a better auto insurance rate somewhere else, but to be honest, we're pretty confident that you'll come back to us! Get quotes from multiple providers with Panda7, compare car insurance quotes, and still have time to shop around for a better deal elsewhere! It doesn't get much better than that.
At the moment, Panda7 auto insurance quotes are only for residents of Quebec. However, auto insurance policies will cover drivers who drive outside of Quebec.
So, you're in the market for car insurance. Quebec car insurance is made easy by working with Panda7! To get started comparing quotes from multiple car insurance companies, you'll need the following:
- A device that connects to the internet, such as a laptop or desktop computer, a tablet, or a smartphone
- A mobile phone number to receive an SMS text message authentication code
- A valid driver's license
- Your vehicle's registration information
- A credit card to complete your purchase easily online
- Maximum 10 minutes of your time!
With Panda7, you can get Quebec auto insurance coverage in a matter of minutes. The lowest car insurance rates live here! The typical Panda7 user will only need 7 minutes of their time to get an insurance policy (i.e., single-car, single-driver). All in all, you can expect to have your ideal car insurance policy done in under 10 minutes!
You might see different quotes from the same insurance company, and that's completely normal. You see, a insurance company may be running various programs, and you might qualify for one or more of those programs. In these instances, it's important to compare the various offers from these companies and determine the best choice for your needs.
When you purchase an insurance policy through Panda7, it will remain valid for 12 months following the designated start date.
You can start shopping for car insurance in Quebec even if your current policy doesn't expire for a few months. If you're looking for cheap car insurance, you won't be able to wait until the last minute to find an impressive car insurance quote. Compare car insurance quotes with Panda7 and, if you find something you like, you can commit to the new policy before your current one is finished. Just activate your new insurance coverage policy within 90 days of purchase. As long as you don't leave a period of time where you are driving without insurance coverage, you should be good. Get the best car insurance quote you've ever seen right now, only with Panda7!
Yes, absolutely! You can get yourself a new insurance policy with Panda7 and activate it anytime within 90 days. Importantly, you will only be billed once your policy is activated. Also, make sure you don't leave a gap in your insurance between your old policy and your new policy! With Panda7, you have so much freedom to find the best policy that fits your situation.
You can always update your auto insurance policy, as long as you obtained it originally through Panda7. Just get in touch with us and we can make any necessary changes to your policy as quickly and easily as possible.
Getting car insurance in Canada means you'll need access to important information about your car, and about yourself as a driver. Your driver's license number is a key piece of information needed to apply for car insurance, and you can find it either on your driver's license or on your vehicle's registration. In Québec, a driver's license number is 13 characters long and begins with the first character of your family name.
Having more than 5 years of driving is important for insurance companies, since they tend to make an association between years driving and safe driving – the longer you've been driving, the more safe you're generally considered to be. If you have more than 5 years of driving, you'll probably save a bit on your car insurance compared to your rates if you were a brand new driver.
You can definitely get quotes from Panda7 without a driver's license. However, you'll need a valid driver's license to purchase an auto insurance policy.
It's not the end of the world, but some insurance companies might want to take a bit of a closer look at your file before proceeding. Always be honest when applying for auto insurance, as a false declaration could lead to future claims for insurance being denied.
You'll need to keep things consistent and use the same address that's listed on your driver's license. Ensure you are updating your address with SAAQ if you've moved recently, and be sure to have a temporary driver's license paper ready for to be able to purchase your insurance policy.
As long as the phone number is valid and can be used to reach you, then you can use it for your insurance application.
The VIN – or the vehicle identification number – is composed of 17 characters (both numbers and capital letters). The VIN is a unique identifier for your vehicle, and it is easily located on the driver's side dashboard of your vehicle.
To get car insurance in Quebec, you need a VIN. A VIN is a unique identifier linked to every car. The VIN will confirm the vehicle's make, year, and model. This is a crucial aspect of determining the auto insurance rates that various companies will be able to offer to you.
Insurance companies want to know why you're using your vehicle, and how often you're using it. Rates will likely differ for someone driving two hours to work everyday compared to someone who only takes their car out to get groceries.
If you have purchased, financed, or leased a car in your name, then you can get an auto insurance quote through Panda7. Remember that only vehicle owners must purchase car insurance.
To auto insurance companies, the lowest risk is attributed to vehicles that have been paid in full and are owned. Financed vehicles come next, and leased vehicles have the most risk.
If your vehicle is not listed when you try to compare car insurance premiums with Panda7, please get in touch with us! Call us toll-free at 1-877-777-6968.
The TAG tracking system is the most popular and effective anti-theft system for vehicles. The TAG system is recognized by Quebec auto insurance companies, and is a key component of not only ensuring your car's safety against theft, but it can also help with your auto insurance rates. Thanks to hidden RFID wireless tags that are installed covertly throughout the vehicle, in the event of a theft, your car's location can be tracked with ease. Visit TAG tracking to learn more.
This depends on the insurer and on the policies they offer, but a TAG system added to your vehicle could save you up to 25% on your total insurance policy! In some cases, auto insurance companies will require a TAG tracker before agreeing to provide insurance, but this is not a feature of all insurance policies.
A driver risk profile is an important factor that auto insurance companies use to determine how much your premium will cost. The driver risk profile is made up of your driving record (i.e., number of car accidents), the type of vehicle you drive (i.e., make and year of vehicle; hybrid or electric vehicle), the mileage on your vehicle, your location, among other factors.
Auto insurance rates fluctuate on a regular basis – so things might have changed since you last bought auto insurance. Panda7 can be used for comparing car insurance quotes, but remember that we don't control any of the prices offered by the insurance companies!
We always recommend that you pick the cheapest car insurance rates. At Panda7, you get to easily compare car insurance premiums from one insurance company to the next, and this is all so that you can get the absolute lowest quote possible. The lowest car insurance premiums are to be found right here, with the help of Panda7!
When you use Panda7 to compare car insurance quotes, you may see multiple quotes from the same provider. This is become some companies have different promotions available to you; for example, some companies offer programs where premiums can be lowered if mobile app is used to track driver behaviour on the road. Make sure to evaluate each policy to see which is best for your needs and preferences.
Some insurance providers may need additional information or missing details from you before they can confirm their insurance premium rates. For example, you may have information missing or entered incorrectly in your application. Maybe your credit score or complex driving history is raising some red flags, or perhaps you've put in too many claims. In any of these cases, and in some other circumstances, you'll need to get in touch with us/the insurance companies before we can proceed with generating your quotes.
Once you apply for insurance, Panda7 will verify your declaration of claims and violations against official government records. If there is a discrepancy between what you have reported and what is true based on government records, a price adjustment will ensue. With exception to parking tickets, all tickets, claims, and violations must be reported.
One of the most important things to do when applying for car insurance in Canada is to be honest! As a precautionary measure, some insurance providers may want to look a bit deeper into your file and driver profile if you've been cancelled by an insurer in the last 3 years. This doesn't mean your present insurer will cancel or deny your request for a policy, but it means they need to be more thorough in their reviewing of your application. When in doubt, just be honest and upfront – as a false declaration can lead to your insurance claims being denied now and in the future.
Car insurance rates and policies are just like other contracts – there are exclusions and exceptions. There is a list of exclusions that is determined by the Insurance Bureau of Canada, and these are standardized for all car insurance in Canada. Want to learn more? Check out the IBC's Know Your Policy page for more information.
A collision deductible covers damage caused by a collision in an at fault accident. This amount varies between $500 and $1000.
Comprehensive coverage deductible covers losses or damage in the event of theft, vandalism, fire, or damage related to wind, hail and water. This can also include damage done to the windshield of the car. The insurance company determines this amount, which ranges from $250 to $1000 when an insurance claim is made.
In the province of Quebec, third party liability is a mandatory coverage which protects you against “no-fault” collision damages (in Quebec only), “at-fault” property damage and bodily injury for an accident outside Quebec and “at-fault” material damages caused to a third party. While Panda7 offers a $1,000,000 or $2,000,000 liability limit option, we strongly recommend $2,000,000 for drivers who travel outside of the province.
Everyone wants to find a cheaper car insurance policy these days – it's understandable! Auto insurance discounts aren't easy to come by, but there are things you can do to reduce your car insurance premium.
To get the cheapest car insurance, you can:
- Choose a reliable vehicle with low repair costs
- Up your deductibles
- Bundle home and car insurance using the same insurance company
- Add an anti-theft device to your car (e.g.,Tag) to save yourself up to 25%
- Keep a good driving record
- Use Panda7 to compare auto insurance quotes with ease!
Here's the main difference: insurers (or insurance companies) sell insurance. Insurance brokers do not sell insurance! Then, what does an insurance broker do?! An insurance broker has as a primary goal to find you the best insurance policy for your needs. They represent you, not the insurance companies, and they are dedicated to help you compare, contrast, and ultimately find the best insurance arrangement. Working with an insurance broker, like Panda7, allows you to easily browse quotes from multiple companies without having to do any of the research yourself!
If you realize that you've made a mistake with your application process, you can reach the Panda7 support staff for any and all of your car insurance queries. Reach out by phone or email from Monday to Friday, 9am to 7pm EST.
